ESOP Services

With 30 years of experience as an alternative asset custodian, Pacific Premier Trust is uniquely qualified to provide a customized solution that allows your employees to hold their private stock in an IRA to maintain the tax advantages - even if you modify or terminate the ESOP. Once a decision has been made to terminate or modify the plan, Pacific Premier Trust relationship managers will start working with ESOP plan sponsors, company executives, legal advisors and financial advisors to educate ESOP participants on how to continue to hold private stock in a tax-advantaged account.

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ESOP Transition Solutions

ESOP Transition Solutions  

Terminating or changing the structure of your ESOP shouldn’t be complicated. That’s why Pacific Premier Trust specializes in custody solutions that allow plan sponsors to alter or end a plan while employees maintain tax benefits by holding private stock in a tax-advantaged account.¹

Choosing Pacific Premier Trust to help your ESOP participants means you can count on: 

• Unparalleled knowledge of the rules and regulations that govern owning alternatives, like private shares, in IRAs. 
• Expertise to seamlessly handle individual or bulk transfers from ESOPs. 
• Flexible pricing based on your unique situation. 

¹Three conditions must apply: the ESOP company is a C corporation at the time of the sale; the ESOP owns at least 30% of the company after the sale; the sale proceeds are re-invested in the U.S. domestic investments within a 15-month window.

Protecting Tax Benefits for ESOP Participants

Maintaining tax benefits for plan participants is of paramount importance and this can be done whether a plan is terminated or modified. 

• Assistance for participants who want to continue to hold private stock in a tax-advantaged account 
• Unparalleled knowledge of the rules and regulations that govern owning alternatives in IRAs 
• Dedicated support from an experienced Relationship Manager 
• Expertise to seamlessly handle individual or bulk transfers from ESOPs 
• Award-winning technology to expedite the account opening process 
• Flexible pricing based on your unique situation 
• Unlike many broker-dealers, Pacific Premier Trust offers its clients the ability to hold alternative assets such as private equity, real estate, hedge funds, startups, and other non-exchange traded assets in an IRA 

Trustee Services

Transaction Trustee

An independent trustee not only reduces your administrative burden, but helps you avoid conflicts of interest. Our dedicated team of ESOP experts negotiate prices, facilitate stock transactions, and ensure ERISA compliance.

Ongoing Trustee

We’re committed to your continued success. That’s why we provide ongoing ESOP maintenance, including distribution processing, trust accounting, fiduciary oversight, corporate governance, and ERISA compliance.

ESOP Banking

In addition to ESOP Services in the Trust Division, Pacific Premier also offers banking solutions for ESOPs.  

Learn More about our ESOP Experience through our Case Studies  

Contact a Professional

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