Ready to invest in alternatives? Here's what you'll need.
When it’s time to purchase an asset in your account, we’re here to guide you through the process. Simply select your asset type below to download the pre-investment checklist:
How to Avoid Tax Consequences
We want to make sure you avoid unintended tax consequences by bringing some important information to your attention.
The Purchase Should Not Constitute a “Prohibited Transaction”
Be sure to familiarize yourself with the IRS rules regarding disqualified persons and prohibited transactions. The Opportunity Analyzer can also help, or you can call one of our Pacific Premier Trust IRA specialists, who has expertise in alternative assets in IRAs, with any questions.
All Expenses Associated With the Investment Must Come From Cash in Your IRA
You cannot use personal funds to pay for any expenses related to the investment. For example, you cannot use money in your personal checking account to fix a repair on a real estate investment.
The Investment Is Made by the IRA — Not You
All documents should reflect the title or owner as “Pacific Premier Trust, Custodian, FBO (Client Name) [Account Type] (e.g., IRA , 401(k), ESA, etc.).”
These rules are in place to ensure your investments maintain their tax-advantaged status. Depending on the type of investment you’re purchasing, there may be additional considerations, which vary. To help you learn more, we've developed the above comprehensive pre-investment checklists to get your investment started on the right track.