Managing Accounts

Managing your self-directed IRA.

At Pacific Premier Trust, we know the account opening process is just the beginning. Once you're up and running with your Pacific Premier Trust account, you can count on us to continually monitor and upgrade our systems to protect your personal and financial information.

We're here to help you navigate your ongoing account maintenance—and to develop new online tools to make it easier for you to manage your IRA account.

Client Login

Funding Options

You can fund your new Pacific Premier Trust account by electing to transfer cash and/or assets into the account using our online application process. Alternatively, if you are transferring funds from a Traditional, Roth, Simple or SEP IRA, you can fill out a Pacific Premier Trust Transfer/Rollover Request form.

Another way to fund your Pacific Premier Trust account is to rollover funds from a qualified account at another institution. Please contact your current custodian to find out more information about rolling over funds to a Pacific Premier Trust IRA.

Request a Distribution

Pacific Premier Trust offers three convenient ways to take a distribution from your account:

1. For partial cash distributions from Traditional, SEP, and Roth IRAs, log in to your account, then select Request a Distribution.
2. If you’ve previously taken a cash distribution from your account, one of our Client Services representatives can take your request over the phone. Call us at 800.962.4238.
3. For IRA accounts, submit an IRA Distribution Request Form by email to [email protected] or by mail to Pacific Premier Trust, PO Box 981012, Boston MA 02298.
4. For distributions from non-IRA accounts, submit a Disbursement Instruction Form by email to [email protected] or by mail to Pacific Premier Trust, PO Box 981012, Boston MA 02298.

Change Address

Pacific Premier Trust offers two convenient ways to update your address:

1. Log in to your account and select Profile/Logout followed by My Profile.
2. Download and complete the Address Change Request form. Then submit the completed form either by email to [email protected] or by mail to Pacific Premier Trust, PO Box 981012, Boston MA 02298.

Change Beneficiaries

Download and complete one of the forms below. Then submit the completed form either by email to [email protected] or by mail to Pacific Premier Trust, PO Box 981012, Boston MA 02298.

• IRA – Beneficiary Designation
• Solo(k) – Beneficiary Designation

General Maintenance

As a Pacific Premier Trust client and IRA owner, please remember to always perform the following account maintenance:

• Pay quarterly fees
• Maintain minimum cash in your account to cover any asset expenses
• Take required minimum distributions (as applicable)
• Communicate any asset, address and contact information changes to Pacific Premier Trust
• Review/update account beneficiaries annually (as applicable)
• Review/update authorized fiduciaries on your account annually (POA, interested parties, etc.) 
   

Additional Maintenance Based on Asset Type

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Private Equity

Numerous events can impact your private equity investments. The investment sponsor is responsible for notifying Pacific Premier Trust of the following:

• Confirmation of the purchase within 14 days
• Capital calls
• Liquidation
• Expenses
• Additional purchases
• Valuation updates (at least annually)
• Address and/or name changes
• Stock splits
• Corporate actions and Reorganization events
• Litigation
• Final payoff or notice of default

Client will need to provide notice if sponsor does not respond.

Real Estate

Investing in real estate within your IRA means your account is the actual owner of the property. As such, the following ongoing maintenance and documentation is required:

• Expenses: See our Real Estate Expense FAQs for details
• Copy of recorded deed
• Rental/lease agreement: Pacific Premier Trust must review and sign
• Valuation: IRA owner is responsible for providing valuation (at least annually)
• Sale of property: Please refer to the real estate sale checklist for details

Notes Secured by Deeds of Trust 

Notes

For any notes held in your IRA, it is your responsibility to communicate the terms of your investment to Pacific Premier Trust, in addition to any amendments that may occur prior to maturity.

To update the status of a current note held, please use the Note Investment Status form.

If your note no longer exists, you can remove the note from your account by using the Note Investment Removal Request form. Be sure to submit the required backup documentation indicated on the form.

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