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Unlock the Full Potential of Your Retirement Funds by Opening an IRA Account with Pacific Premier Trust

Get started now by choosing the right plan for you.

Plans for Individuals

The two most common types of individual retirement plans are Traditional and Roth IRAs. We’ve compared their features below to help you select the right plan for your situation.

  Traditional IRA Roth IRA
Contributions Generally tax deductible Not tax deductible
Earnings Generally grow tax-deferred but are taxed upon withdrawal Generally grow tax-deferred and are not taxed upon withdrawal (after age 59 ½)
Income No income limitations Adjusted gross income (AGI) must be below certain limits
Distributions Required starting at age 72 Not required at any age for the original account owner.
  Open a Traditional IRA Open a Roth IRA

Special circumstances?

To accommodate your unique needs, Pacific Premier Trust also offers the following types of accounts:

  • Inherited IRA
  • Beneficiary IRA
  • Custodial Account
  • Coverdell Education Savings Account (ESA)

Plans for Small Businesses / Small Business Owners

Because Pacific Premier Trust is committed to helping small businesses and small business owners reach their retirement investment objectives, we offer the following plans:

  SEP IRA Solo(k) Simple IRA
Eligibility Sole proprietors and small businesses with up to 100 employees Sole proprietors and small business owners with no full-time employees and their spouses Sole proprietors and small businesses with up to 100 employees
Contributions Generally employer contributions only; deductible as a business expense Business owner can contribute as employer and employee; deductible as a business expense Salary-deferral and employee-matching component; deductible as a business expense
Other Advantages Relatively easy to set up and maintain No income limits Starter plan that encourages contributions from employees
  Open a SEP IRA To open a Solo(k), please download the Solo(k) form or call for assistance. To open a SIMPLE IRA, please download the SIMPLE IRA form or call for assistance.